Apple's iPhone e-wallet concept suggests payment options based on context

An iPhone-driven e-wallet service from best iphone accessories could simplify checking out at the store by presenting users with options based on data such as their location, current balance, or applicable rewards cards.In the application, Apple notes that even with current physical wallets, consumers generally opt for the payment option that is most convenient at the time. For example, a shopper may simply grab the credit card that is at the top of their wallet, without considering that alternative payment options could offer more benefits.

Credit card companies that provide customers with rewards frequently offer bonus points during certain periods for specific types of transactions, such as restaurants or gas. A smart, connected e-wallet system from Apple could be aware of those rewards, and would recommend cards to customers based on this data.

The application shows a system that would allow an iPhone to manage multiple credit card accounts. With the appropriate login information, Apple could even track remaining balances on these accounts, and make contextual recommendations at checkout based on such data.dsDF34fcd

In illustrations included with the filing, cool ipod cases e-wallet functionality is driven by a new application named "Shopping." It features an old fashioned cash register as its icon.

The application shows Apple's payment system driven by an iPhone with an included near-field communications chip. To date, no Apple hardware has included NFC functionality, as the company has instead opted to rely on Bluetooth for short-range wireless functions.

The NFC functionality could even allow users to easily transfer money to one another using just their iPhones. In one example, two iPhones within range of one another are used to move funds from one person's account to the other's. In order to improve its present scenario, T-Mobile USA started selling contract-less iPhone 5, iPhone 4S and iphone 4s headphones for $580, $550 and $375, respectively with a two-year installment option.

During the first month, it is believed that T-Mobile US sold nearly 500,000 apple accessories, hence its new strategy worked wonders for the company. However, from this month, the company plans to raise the down payment price of the iPhone 5 to $100 and the remaining balance is to be paid in installments ($20 for the next two years).

Thief tells sob story to borrow woman's iPhone

Police are looking for a well-dressed thief who duped a 34-year-old Boca Raton woman with a baby stroller into handing over her cheap iphone 4 cases at the Town Center mall.Sandra Sanges exited the Glades Road shopping center at about 1:25 p.m. on Friday, according to a Boca Raton police incident report.

Around the same time, a white man in his 20s with short, spiky brown hair slipped out of a silver car and held up a cracked cell phone, said the victim's husband, Chris Sanges, 37. The man asked to borrow the victim's iPhone, police said, to call his mom. She handed it over and he jumped back into the driver's seat and sped off.

"I'm kind of disgusted by it," said Chris Sanges, who suspects his wife was targeted because she had a stroller and couldn't run after him.Boca Raton police spokesman Mark Economou said the incident is under investigation. He said the case is a reminder that iPhone thefts are an ongoing problem across the U.S. and that there are a few things that iPhone users can do to protect themselves.dfsWF2FR

Number one, he said, is to enable the Passcode Lock function, a tool that prevents unauthorized users from accessing a phone. It's important because it stops thieves from disabling the phone's GPS capability, and with it, the free-to-install Find My iPhone app, which works when set up with a user's iCloud account, Economou said.

The app is frequently used by law enforcement — and sometimes victims — to locate stolen cheap iphone 4s cases. In this case, Sanges said, it looks like the thief shut down the GPS function right away.Economou also said iPhone users should never talk on their phone while walking to and from their car."At that point you're very distracted about your surroundings," Economou said. "Walking and talking, it's not a good idea."

T-Mobile said the full price for the apple accessories, now at $629.99, is still lower than purchasing an unlocked iPhone 5, which typically costs $650.

T-Mobile also said users can take advantage of another promotion it has going on that lets them trade in an old iPhone 4S or iPhone 4 to bring the down payment cost of a new iPhone 5 to $0. That promotion lasts until June 16, which is Father's Day.

The T-Mobile iPhone 5's new price now brings it in line with that of the iphone 4s headphones, which also has a down payment of $149.99. Meanwhile, the HTC One, another top-of-the-line smartphone that came out in April, is still available with a down payment of $99.99.

Harvard liquidates Apple stake after iPhone sales drop

Harvard University, the world's wealthiest university, has liquidated its stake in cheap iphone 4 cases Inc. as the iPhone maker's shares tumbled after reaching a record high of $702.10 in September.

The university, which is based in Cambridge, Massachusetts, and has a $30.7 billion endowment, sold shares valued at about $304,000, according to a quarterly filing with the U.S. Securities and Exchange Commission. The sale comes as growth in demand for the iPhone has lost steam and investors and consumers await new products from Tim Cook, the chief executive officer who replaced Steve Jobs.

Harvard's endowment owns about $1.1 billion of publicly traded securities, according to the filing that was released today and reflects the university's holdings as of March 31. It also liquidated $42.3 million of shares in Warnaco Group Inc., as well as a number of exchange-traded funds.

Like to go to the beach but hate worrying about your phone getting wet? InnoPocket now has the Amphibian waterproof case available for the cheap iphone 4s cases. The case has a 2-in-1 design that allows it to be used as an everyday shell case, and when going to the beach, you can add the waterproof casing. Not only does it protect your phone from water damage, but the touch screen and camera are able to be used underwater up to 33 feet. A lanyard can also be attached to keep the phone close to you.sfdD3Ssjh

Notably, Barrett expects the apple accessories to help with this switch to device based authentication."It's widely rumored that a large technology provider in Cupertino, Calif., will come out with a phone later this year that has a fingerprint reader on it," he said. "There is going to be a fingerprint enabled phone on the market later this year. Not just one, multiple." Elementary school kids in England got a glimpse of space through the lens of an iphone 4s headphones. A free iPhone game is available for those who are trying to quit smoking, hot on the heels of a successful iPad release.